Accept local and international cards, mobile wallets, and get instant settlements all through a single, secure integration.
Reliable gateway availability across multiple providers.
Strategic partners working with LakiPay.
Plugin integrations ready to activate in minutes.
Round-the-clock threat monitoring and customer support.
Payment Partners
A streamlined payment process that delights customers and simplifies operations.
A streamlined payment process that delights customers and simplifies operations.
Start accepting payments in minutes using just a smartphone.
Start accepting payments in minutes using just a smartphone.
Flexible Payment Methods
Accept payments from anywhere, track everything in real-time, and grow your business with confidence.
Accept cards, mobile money, and QR payments from a single platform.
Accept cards, mobile money, and QR payments from a single platform.
Track sales, manage customers, and generate reports instantly.
Track sales, manage customers, and generate reports instantly.
Monitor all payment methods, settlement times, and customer activity in one place.
LakiPay Dashboard
Merchant ID: 70339636
Amount to pay
LakiPay in a Nutshell
A complete payment gateway on any device. Generate QR codes, accept payments instantly, and manage your business—with no monthly fees.
No Monthly Fees · Easy Setup · Instant Payments
Download and start accepting payments immediately—no extra hardware needed.
Take payments on the go. Process QR or manual transactions instantly.
Manage customers, track sales, and generate reports from one dashboard.
From small shops to large stores, accept payments in seconds. Battery-efficient design with instant confirmations and digital receipts.
Talk to our team about in-person payments
Platform features
A digital ecosystem that brings payments, services, commerce, rentals and jobs into one intelligent platform—backed by RAS AI and modules for Kart, Kiray, LakiFund, events and more.
Explore all featuresSecurely connect LakiPay to your platform with our modern REST API. Generate keys, access comprehensive guides, and start processing live transactions fast.
Quick Start Snippet
// LakiPay core flow: checkout -> webhook -> reconciliation
const apiKey = process.env.LAKIPAY_API_KEY; // "PUBLICKEY:SECRETKEY"
const baseUrl = "https://api.lakipay.co";
const checkout = await fetch(`${baseUrl}/api/v2/payment/checkout`, {
method: "POST", headers: { "Content-Type": "application/json", "X-API-Key": apiKey },
body: JSON.stringify({ amount: 125.00, currency: "ETB", reference: "ORDER_4821", supported_mediums: ["TELEBIRR","MPESA","CBE"], callback_url: "https://merchant.com/webhooks/lakipay", redirects: { success: "https://merchant.com/success", failed: "https://merchant.com/failed" } })
});
const payload = await checkout.json(); // payment_url + lakipay_transaction_id
const txn = await fetch(`${baseUrl}/api/v2/payment/transaction/${payload.data?.lakipay_transaction_id}`);Docs & Endpoints
POST /api/v2/payment/checkout
Create a hosted checkout session and get payment_url + lakipay_transaction_id.
GET /api/v2/payment/transaction/{id}
Retrieve transaction status, amount, reference, and provider details.
Tip Use callback_url for webhook updates and poll GET /api/v2/payment/transaction/{id} only when needed (e.g., reconciliation, retries, or delayed settlement).
API Keys & Auth
Generate and manage your keys with granular permissions.
Rich Documentation
Clear references, guides, and best practices.
SDKs & Libraries
Official helpers for popular programming languages and frameworks.
Live Sandbox
Test your integration in a fully-featured environment.
Webhooks
Receive real-time notifications for payment events.
Active Support
Get help from our developer community and support team.
LakiPay Security Benefits
Role-based access, secure authentication, and end-to-end encryption protect every transaction without slowing you down.
Role-Based Access Control (RBAC)
Granular permission types across dashboards, transactions, users, and roles—including create, read, update, delete, send, approve, and manage.
Authentication & Sessions
Phone-based OTP authentication and robust session management secure account access on every login.
Permission Guard & Encryption
Component-level permission guards and encrypted data transmission ensure only authorized actions pass through LakiPay.
The Payment Process
Experience LakiPay's streamlined payment process. Optimized for speed, security, and customer satisfaction.
Initiate Payment
Verify
Complete
Loved by Merchants
From startups to large enterprises, merchants rely on LakiPay for reliability, data, and dedicated support.
“We use LakiPay to collect payments at our lounge, and it has truly been a game changer for us. The system is reliable and simple, the merchant apps are robust, and we can accept international cards alongside local payment options, opening us up to more guests daily. It gives us full transparency on every transaction, making reconciliation easy and minimizing disputes.”
Eyasu Belechew
General Manager
Eyasu Belechew
General Manager
“We use LakiPay to collect payments at our lounge, and it has truly been a game changer for us. The system is reliable and simple, the merchant apps are robust, and we can accept international cards alongside local payment options, opening us up to more guests daily. It gives us full transparency on every transaction, making reconciliation easy and minimizing disputes.”
Amen Solomon
CEO · Cloud 9b
“With LakiPay, payments are fast, secure, and simple, allowing us to truly understand our customer base across the country. Going cashless has reduced administrative burdens and improved our customers' overall experience, letting us focus on the travel experiences we build. LakiPay empowers Cloud 9b to scale nationally and build loyal relationships by offering a payment solution that's simple and tailored to our customers.”
Ashenafi Zemichael
CEO · EGC School
“EGC School made tuition collection simple with LakiPay. Online payments for students and parents have become fast, secure, and seamless, while the improved reconciliation process saves time. LakiPay has stabilized our financial processes and brought an improved experience to our school community.”